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Memory Foam Mattresses

Best Cooling Memory Foam Mattresses Under

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The short answer

The best cooling memory foam mattresses under are the Zinus Green Tea, the Linenspa 10 Inch, and the Nectar. Each offers gel or charcoal infusion to fight heat retention. They balance price with comfort for most sleepers.

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How we picked

We compare published specifications, safety certifications and thousands of verified owner reviews, and we do not physically test every unit. Read the full process in our review methodology.

At a glance

ModelBest forScore
Zinus Green Tea Cooling Gel Memory Foam Mattressbest overall9.4
Linenspa 10 Inch Memory Foam and Innerspring Hybrid Mattressbest value9.0
Nectar Memory Foam Mattressbest for side sleepers9.2
Tuft & Needle Adaptive Foam Mattressbest for hot sleepers9.1
Zinus 12 Inch Cloud Memory Foam Mattressbest budget8.8
Saatva Loom & Leaf Memory Foam Mattressbest for luxury feel9.3
Casper Element Mattressbest for back pain8.9
TOP
PICK
1
Zinus Green Tea Cooling Gel Memory Foam Mattress
Zinus Green Tea Cooling Gel Memory Foam Mattress
★★★★★ 4.6 / 5 best overall
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This 12-inch mattress combines gel-infused memory foam with a breathable cover. The green tea extract helps neutralize odors. It offers a medium-firm feel that suits most sleepers.

Thickness 12 inchesFirmness Medium-firmFoam Layers 3 layersCertification CertiPUR-US
  • Gel infusion reduces heat buildup
  • Good motion isolation for couples
  • Pressure-relieving foam layers
  • Off-gassing smell may last a few days
  • Edge support is average
Best for: best overall
2
Linenspa 10 Inch Memory Foam and Innerspring Hybrid Mattress
Linenspa 10 Inch Memory Foam and Innerspring Hybrid Mattress
★★★★ 4.4 / 5 best value
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This hybrid combines memory foam with innerspring coils for better airflow. The coil layer promotes ventilation, reducing heat retention. It’s a budget-friendly option that still cools well.

Thickness 10 inchesFirmness MediumConstruction Hybrid (foam + coils)Warranty 10 years
  • Coils allow more airflow than all-foam
  • Bounce makes moving easier
  • Low price point
  • Less motion isolation than all-foam
  • May be too firm for side sleepers
Best for: best value
3
Nectar Memory Foam Mattress
Nectar Memory Foam Mattress
★★★★★ 4.7 / 5 best for side sleepers
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Nectar uses a quilted gel memory foam top that draws heat away. Its five layers include a breathable base for airflow. The medium-firm feel cradles hips and shoulders.

Thickness 11 inchesFirmness Medium-firmFoam Layers 5 layersTrial 365 nights
  • Excellent pressure relief for side sleepers
  • Gel-infused top layer cools
  • Long trial period
  • Heavier than some competitors
  • Can sleep warm for hot sleepers
Best for: best for side sleepers
4
Tuft & Needle Adaptive Foam Mattress
Tuft & Needle Adaptive Foam Mattress
★★★★★ 4.6 / 5 best for hot sleepers
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Tuft & Needle uses a proprietary heat-conductive graphite and gel foam. The cover is breathable and wicks moisture. It sleeps noticeably cooler than standard memory foam.

Thickness 10 inchesFirmness Medium-firmFoam Type Graphite and gel infusedCertification CertiPUR-US
  • Graphite and gel actively cool
  • Responsive foam, easy to move
  • Breathable cover
  • Firmer than some memory foam
  • No zoned support
Best for: best for hot sleepers
5
Zinus 12 Inch Cloud Memory Foam Mattress
Zinus 12 Inch Cloud Memory Foam Mattress
★★★★★ 4.5 / 5 best budget
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This mattress offers a plush, cloud-like feel with gel-infused foam. It has a breathable knit cover that helps with airflow. It’s a solid choice for budget-conscious shoppers.

Thickness 12 inchesFirmness PlushFoam Layers 3 layersCertification CertiPUR-US
  • Very affordable price
  • Plush comfort for side sleepers
  • Gel infusion aids cooling
  • May be too soft for stomach sleepers
  • Limited edge support
Best for: best budget
6
Saatva Loom & Leaf Memory Foam Mattress
Saatva Loom & Leaf Memory Foam Mattress
★★★★★ 4.8 / 5 best for luxury feel
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Loom & Leaf uses a cooled gel-infused foam layer and organic cotton cover. It offers a dense, supportive feel with excellent pressure relief. It’s a high-end option under for a queen.

Thickness 12 inchesFirmness Relaxed firm (medium-firm)Cover Organic cottonTrial 180 nights
  • Luxurious materials and construction
  • Excellent cooling with gel and cotton
  • Strong edge support
  • Heavier and harder to move
  • Premium price may exceed budget for larger sizes
Best for: best for luxury feel
7
Casper Element Mattress
Casper Element Mattress
★★★★ 4.3 / 5 best for back pain
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Casper Element features zoned support that provides extra firmness in the middle third. Its breathable foam helps regulate temperature. It’s designed to keep the spine aligned.

Thickness 11 inchesFirmness Medium-firmSupport ZonedCertification CertiPUR-US
  • Zoned support aids spinal alignment
  • Breathable foam reduces heat
  • Good for back and stomach sleepers
  • Less plush for side sleepers
  • No trial period
Best for: best for back pain

Heat retention varies widely by model. Some use phase-change materials, others rely on airflow channels. We focused on materials and construction, not marketing claims. Owner feedback also shaped our picks.

Cooling Technology

Memory foam retains heat, but modern designs add cooling features. Gel infusion is common; it absorbs and dissipates heat. Some foams use graphite or copper for conductivity. Breathable covers, like those with phase-change materials, also help. Look for open-cell foam that promotes airflow.

Firmness and Support

Firmness affects comfort and spinal alignment. Side sleepers often prefer medium to plush, while back and stomach sleepers need firmer support. Zoned support adds extra firmness where needed, like the lumbar area. Consider your weight and sleeping position when choosing.

Thickness and Layers

Thickness ranges from 8 to 12 inches. Thicker mattresses often have more layers, which can improve durability and support. Common layers include a comfort layer, transition layer, and base layer. More layers can also enhance cooling if they include gel or airflow channels.

Certifications and Safety

Look for CertiPUR-US certification for foam. This ensures low VOC emissions and no harmful chemicals. Some brands also have GREENGUARD Gold certification. These certifications matter for indoor air quality. They also indicate a commitment to safety standards.

Questions people ask

What is the best cooling memory foam mattress under?

The Zinus Green Tea is a top pick for its gel infusion and balance. The Tuft & Needle also excels with graphite and gel. Both stay cool and are under

How does gel memory foam cool?

Gel-infused foam contains microcapsules that absorb heat. They pull warmth away from your body. This helps regulate temperature better than standard foam.

Is a hybrid mattress cooler than all-foam?

Yes, hybrids with coils allow more airflow. The open structure of coils promotes ventilation. This can reduce heat retention compared to dense foam.

Can a memory foam mattress sleep too hot?

Some memory foam mattresses trap heat. Look for gel, graphite, or open-cell foam. Breathable covers also help. Owners report that these features make a difference.

What firmness is best for side sleepers?

Side sleepers often prefer medium to plush firmness. This cushions hips and shoulders. The Nectar and Zinus Cloud offer that plush feel.

Are expensive mattresses worth it?

Higher price often means better materials and construction. You may get more durable foam and better cooling. But under you can still find quality options.

How long does a memory foam mattress last?

Most memory foam mattresses last 7 to 10 years. Higher density foam lasts longer. Check the warranty for coverage.

What is the return policy for these mattresses?

Many brands offer a trial period. Nectar gives 365 nights, Saatva 180. Others may have shorter trials. Always read the return policy before buying.

The bottom line

So which one?

For most sleepers, the Zinus Green Tea offers the best balance of cooling and comfort. If you sleep hot, the Tuft & Needle is a strong alternative. Side sleepers should consider the Nectar for pressure relief.

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